Get rid of debt faster. Cover unexpected expenses. Replace your HVAC (finally). We’ll help you find a great way to do it—in less than two minutes.
Design your loan to work within your budget, or to be paid off quickly. It’s great to have choices, isn’t it?
Have a need for speed? We’ll show you how to drive your dream car off the lot the same day. Let’s get going.
Have questions or need help? You’ll find a lot of smiling faces in any of our 3,100 locations. Or just give us a call. We’re ready to help.
Get a one-time lump sum to handle big challenges. Or a revolving line of credit to use when you need it. It’s your call.
To change your default funding account, access bill pay settings under the Preferences option in Profile and Settings. You will see your available funding accounts for bill pay. In this section you can remove or add accounts to be used for your bill pay experience.
Get a low, fixed rate and funds from $5,000 to $100,000 to finance the used, new, or classic auto of your choice. If approved, you’ll get funds directly deposited into your account so you can negotiate a great deal as a cash buyer.
8 You can fund your loan today if today is a banking business day, your application is approved, and you complete the following steps by 2:30 p.m. Eastern time: (1) review and electronically sign your loan agreement; (2) provide us with your funding preferences and relevant banking information; and (3) complete the final verification process.
Purchase, refinance or buy out your lease—a Truist Auto Loan puts it within reach. Applying is a breeze and your decision comes fast, usually in 10 minutes or less. Get the money you need today at a rate that works for you.
Put your home to work for you with a low-rate Home Equity Line of Credit. You’ll have easy access to cash when you need it, so you can be ready for the opportunities and challenges that lie ahead. A HELOC can offer lower rates than a personal loan. Plus, with each draw, you can choose the repayment option that works best for you.
LightStream offers low, fixed rates to finance practically any home improvement project on your to-do list. You can get funds directly deposited into your account to finance your entire indoor and outdoor project. Apply online in minutes and get a response as soon as the day you apply. 8footnote
8 You can fund your loan today if today is a banking business day, your application is approved, and you complete the following steps by 2:30 p.m. Eastern time: (1) review and electronically sign your loan agreement; (2) provide us with your funding preferences and relevant banking information; and (3) complete the final verification process.
When you have good credit, you deserve a low-interest, fixed-rate loan. LightStream makes it easy to finance practically anything with a simple online application process. The unsecured LightStream loan has no fees or prepayment penalties. There are also no appraisals or home equity requirements.
Get access to the money you need—quickly, and without collateral. A Truist Personal Loan is great for consolidating high-interest debt to save money—and boost your financial confidence—as you pay it down. Have other plans? Pay for home improvements, take your family on a well-deserved getaway, or finance your next large purchase. Use it for what’s important to you.
2 Your loan officer will provide you with guidance on what documentation is needed to help expedite the approval process. You may be able to fund your loan today if today is a banking business day.
With a Truist Personal Line of Credit, you’ll be prepared when life presents opportunities or even the unexpected. As a lower-cost alternative to credit cards, it’s also perfect for simply boosting your buying power—no collateral needed.
4 Your loan officer will provide you with guidance on what documentation is needed to help expedite the approval process.
LightStream offers low, fixed rates to consolidate up to $100,000 of high-interest credit card debt. You could potentially save on interest, pay down balances faster and know exactly when your debt will be paid off. Apply online in just minutes and get one-step closer to regaining control of your finances. 8footnote
8 You can fund your loan today if today is a banking business day, your application is approved, and you complete the following steps by 2:30 p.m. Eastern time: (1) review and electronically sign your loan agreement; (2) provide us with your funding preferences and relevant banking information; and (3) complete the final verification process.
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Finance almost any home improvement project on your list with fast, easy financing from LightStream. Use your funds for your whole project and tackle your renovations, repairs, and upgrades at once.
Rates start at
7.49% 7footnote APR with AutoPay and excellent credit.LightStream offers low, fixed rates to consolidate up to $100,000 of high-interest credit card debt. It’s a great way to potentially save on interest and get your credit card balances down to zero.
Rates start at
8.49% 7footnote APR with AutoPay and excellent credit.When you have good credit, you deserve a low-interest, fixed-rate loan without fees. LightStream makes it easy to finance practically anything with a quick and simple online application.
Rates start at
6.99% 7footnote APR with AutoPay and excellent credit.Get a low, fixed rate and funds from $5,000 to $100,000 directly deposited into your account to finance the auto of your choice. Save time at the dealer and negotiate your best auto deal.
Rates start at
7.24% 7footnote APR with AutoPay and excellent creditUse the equity in your home to pay for home improvements, consolidate debt, cover large purchases, and more.
Credit lines from
$10,000 to $500,000Variable rates as low as
8.50% APR 4footnote Excellent credit required for lowest rate.It’s a great choice to consolidate debt, or to pay for home improvements, a wedding, or a vacation.
Loans from
$3,500Rates range from
8.87% to 17.82% APR 1footnote Excellent credit required for lowest rate.Be prepared for life’s unexpected moments. A Truist Personal Line of Credit offers flexible access to cash when you need it.
Credit lines from
$5,000Variable rates as low as
13.69% APR 3footnote Excellent credit required for lowest rate.Buying or refinancing. New or used. A Truist Auto Loan can put you behind the wheel the same day with a competitive rate and a seamless experience.
Loans from
$3,500Rates range from
6.17% to 13.11% APR 6footnote Excellent credit required for lowest rate.Loans, lines of credit and credit cards are subject to credit approval.
1 Your loan terms, including APR, may differ based on amount, term length, and your credit profile. Current rate range is 8.87% to 17.82% APR. Excellent credit is required to qualify for lowest rates. Less than a majority of applicants qualified for lowest rate. Your loan terms, including APR, may differ based on amount, term length, and your credit profile. Conditions and limitations apply. Advertised rates and terms are subject to change without notice. These offers are subject to credit approval under Truist’s underwriting guidelines including qualifying loans with certain debt to income, FICO scores and other underwriting credit criteria. Back to top
2 Your loan officer will provide you with guidance on what documentation is needed to help expedite the approval process. You may be able to fund your loan today if today is a banking business day. Back to top
3 Rates will vary with the market based on the Prime Rate. The Prime Rate means the highest per annum “Prime Rate” of interest published from time to time by The Wall Street Journal in its “Money Rates” listings, which was 8.50% as of 8/1/23. Standard APRs could range from Prime + 5.19% (currently 13.69% APR) to Prime + 9.49% (currently 17.99% APR) and are based on your credit line amount and creditworthiness. Excellent credit is required to qualify for lowest rates. At least 50% of approved applicants applying for the advertised rate qualified for the advertised rate based on data from 1/1/23 – 7/15/24 for a $5,000-$50,000 loan for 180 months or less. Your loan terms, including APR, may differ based on amount, term length, and your credit profile. Conditions and limitations apply. Advertised rates and terms are subject to change without notice. These offers are subject to credit approval under Truist’s underwriting guidelines including qualifying loans with certain debt to income, FICO scores and other underwriting credit criteria. Back to top
4 Rates will vary with the market based on the Prime Rate. The Prime Rate means the highest per annum “Prime Rate” of interest published from time to time by The Wall Street Journal in its “Money Rates” listings, which was 8.50% as of 8/1/23. Standard APRs are variable during the 10-year draw period and 20-year repayment period and apply only to the variable rate option; are based on your collateral property location, credit line amount, combined Loan-To-Value (CLTV) ratio and other factors; and can range from Prime +0.00% (currently 8.50% APR) to Prime + 7.50% (currently 16.00% APR) (during the 20-year repayment period for this option, the APR will continue to be calculated at a variable rate and your minimum monthly payment will be 1/240th of the total balance at the end of the draw period, plus interest and any applicable fees/charges). The maximum APR is 16% for properties located in NC. Excellent credit is required to qualify for lowest rates. At least 50% of approved applicants applying for the advertised rate qualified for the advertised rate based on data from 1/1/2023-7/15/2024 for a $15,000-$99,999 line of credit for 120 months. Back to top
5 The advertised rate will vary if the client chooses for the bank to pay their closing costs, which is an option in some states if the requested loan amount is less than or equal to $500,000. Other fees may be charged at origination, closing or subsequent to closing, ranging from $0 to $10,000, and may vary by state. If you pay off your Truist Home Equity Line of Credit within 36 months from the date of loan origination, you may be required to remit any closing costs Truist paid on your behalf. There is a $50 annual fee in AL, FL, GA, IN, KY, NJ, and OH. This rate offer may change at any time. Back to top
6 Your loan terms, including APR, may differ based on amount, term length, and your credit profile. Current rate range is 6.17% to 13.11% APR. Excellent credit is required to qualify for lowest rates. Less than a majority of applicants qualified for lowest rate. Conditions and limitations apply. Advertised rates and terms are subject to change without notice. These offers are subject to credit approval under Truist’s underwriting guidelines including qualifying loans with certain debt to income, FICO scores and other underwriting credit criteria. Back to top
7 Your loan terms, including APR, may differ based on loan purpose, amount, term length, and your credit profile. Excellent credit is required to qualify for lowest rates. Rate is quoted with AutoPay discount. AutoPay discount is only available prior to loan funding. Rates without AutoPay are 0.50% points higher. Subject to credit approval. Conditions and limitations apply. Advertised rates and terms are subject to change without notice. Payment example: Monthly payments for a $10,000 loan at 2.49% APR with a term of 3 years would result in 36 monthly payments of $288.57. Back to top
8 You can fund your loan today if today is a banking business day, your application is approved, and you complete the following steps by 2:30 p.m. Eastern time: (1) review and electronically sign your loan agreement; (2) provide us with your funding preferences and relevant banking information; and (3) complete the final verification process. Back to top
Open doors and put plans into motion with the right Truist loan.
Loans and lines of credit for all of your borrowing needs. You’re covered.
When it’s not the right time to refinance, a HELOC is a great option for cash access.
We’ll help make adventures possible with boat and RV financing that’s as easy as your next weekend away.
You can choose your car. Why not your loan? Buying or refinancing, we’ll make your decisions easier.
LightStream, an online division of Truist, offers additional unsecured loan options which may include different underwriting guidelines, product terms, fees and pricing. You can learn about LightStream by visiting LightStream.com.
A new home—or a new mortgage—might look good on you. Check out our online tools to make your next move easier from start to finish.
Startup, co-op, or mom-and-pop, keep your cash flow healthy so you can keep your business moving.
Put your net worth to work. Explore customizable solutions for strategic credit and asset management.
Money and Mindset
Don’t let the unexpected rattle you, grow your money confidence.