Thomas Gumb

Thomas F. Gumb
Mortgage Loan Officer, NMLSR # 688470

150 S US Highway 1

Jupiter, FL 33477-5116

About me

Background

Thomas Gumb is a mortgage loan officer with Truist Mortgage, offering more than 35 years of mortgage industry experience helping clients achieve the dream of homeownership. From doctors, business owners, and first-time homebuyers, to people looking to refinance an existing loan, he has the in-depth understanding of the local real estate market and full range of mortgage programs to effectively and expertly close loans. A proven mortgage professional, his attention to detail makes the mortgage process run smoothly and easily.

Education

Bachelor of Science in Management and Marketing
St. John's University 1981 1985

Personal interests

Thomas is an active member of the Jupiter, Tequesta, and Hobe Sound-Miami Association of REALTORS®.

Areas of Focus

  • Choose how to position your mortgage comfortably within your overall financial picture, whether it’s to reduce your monthly payment, pay off your loan sooner, or get cash out for large purchases.

  • Explore a variety of jumbo mortgage loan financing options to put the home you’ve always dreamed of within reach.

    • Access larger loan amounts at competitive interest rates.
    • For primary residences and second homes, including condominiums.
    • Maximum loan amount varies by loan type, ranging from $3,000,000 to $5,000,000.
  • Whether you’re thinking about a new home now or further down the line, we have a variety of home loans and will help ease the mortgage process by answering your questions and making the experience as simple and straightforward as possible.

  • 100% financing at competitive rates and low monthly payments.

    • For qualifying veterans and surviving spouses.
    • 100% financing available with no down payment.
    • Borrowers exempt from monthly mortgage insurance premiums.
  • Enjoy some of the best rates and terms for a low down payment mortgage designed for doctors and dentists.

    • Qualified physicians receive special privileges including lower rates and greater purchasing power, even if you have student loans.
    • Doctors can get up to 100% financing with no monthly mortgage insurance payments.
    • Borrowers will receive favorable repayment terms to help meet the financial reality of practicing medicine.
  • By first understanding how much you can afford to spend on a home and planning accordingly, you can buy your first home with confidence.  Calculate Now

First Time Home Buyer Popup
  • You’ve decided to build your dream home. Save time and money with a construction-to-permanent loan.

    • Offers affordable, interest-only payments during construction.
    • No penalties are assessed for prepayment.
    • One upfront closing with one set of closing costs provides the financing for the lot, construction and mortgage.

Accomplishments

Eagle Scout
Boy Scouts of America 1980

Locations

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