Lorenzo S. Thoms
Direct Loan Officer, NMLSR # 1079588
1001 Semmes Ave
Richmond, VA 23224-2245
About me
Background
Lorenzo Thoms is a loan officer with Truist Mortgage, offering 19 years of experience and knowledge to help meet his clients’ mortgage financing needs, whether they are purchasing their dream or refinancing their current home. A three-time President’s Club winner for outstanding performance, he works to find the right financing fit for them and their families and is committed to providing the best possible service.Areas of Focus
Choose how to position your mortgage comfortably within your overall financial picture, whether it’s to reduce your monthly payment, pay off your loan sooner, or get cash out for large purchases.
Explore a variety of jumbo mortgage loan financing options to put the home you’ve always dreamed of within reach.
- Access larger loan amounts at competitive interest rates.
- For primary residences and second homes, including condominiums.
- Maximum loan amount varies by loan type, ranging from $3,000,000 to $5,000,000.
100% financing at competitive rates and low monthly payments.
- For qualifying veterans and surviving spouses.
- 100% financing available with no down payment.
- Borrowers exempt from monthly mortgage insurance premiums.
Enjoy some of the best rates and terms for a low down payment mortgage designed for doctors and dentists.
- Qualified physicians receive special privileges including lower rates and greater purchasing power, even if you have student loans.
- Doctors can get up to 100% financing with no monthly mortgage insurance payments.
- Borrowers will receive favorable repayment terms to help meet the financial reality of practicing medicine.
By first understanding how much you can afford to spend on a home and planning accordingly, you can buy your first home with confidence. Calculate Now
