Cindy J. Gilliam
Mortgage Loan Officer, NMLSR # 659292
6121 Shallowford Rd
Suite 103,
Chattanooga, TN 37421-1616
About me
Background
Cindy Gilliam is a loan officer with Truist Mortgage, offering more than 20 years of mortgage industry experience helping clients achieve the dream of homeownership by guiding them through every step of the financing process. Gilliam lives and works in Chattanooga, and assists borrowers in all of the surrounding counties. Her extensive local network is invaluable to new and existing homeowners, and she attributes much of her success to strategic alliances with REALTORS® and a commitment to customer service.Education
Areas of Focus
Choose how to position your mortgage comfortably within your overall financial picture, whether it’s to reduce your monthly payment, pay off your loan sooner, or get cash out for large purchases.
Explore a variety of jumbo mortgage loan financing options to put the home you’ve always dreamed of within reach.
- Access larger loan amounts at competitive interest rates.
- For primary residences and second homes, including condominiums.
- Maximum loan amount varies by loan type, ranging from $3,000,000 to $5,000,000.
Whether you’re thinking about a new home now or further down the line, we have a variety of home loans and will help ease the mortgage process by answering your questions and making the experience as simple and straightforward as possible.
100% financing at competitive rates and low monthly payments.
- For qualifying veterans and surviving spouses.
- 100% financing available with no down payment.
- Borrowers exempt from monthly mortgage insurance premiums.
To help today's future homeowner with their diverse financing needs, our low down payment loan programs were designed with affordability in mind. Learn more About affordable home loans.
Enjoy some of the best rates and terms for a low down payment mortgage designed for doctors and dentists.
- Qualified physicians receive special privileges including lower rates and greater purchasing power, even if you have student loans.
- Doctors can get up to 100% financing with no monthly mortgage insurance payments.
- Borrowers will receive favorable repayment terms to help meet the financial reality of practicing medicine.
By first understanding how much you can afford to spend on a home and planning accordingly, you can buy your first home with confidence. Calculate Now
You’ve decided to build your dream home. Save time and money with a construction-to-permanent loan.
- Offers affordable, interest-only payments during construction.
- No penalties are assessed for prepayment.
- One upfront closing with one set of closing costs provides the financing for the lot, construction and mortgage.
