Get preapproved for a Truist mortgage.

A mortgage with real care? Yes, please.

An enhanced digital experience—with help from real people when you need it.

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or talk to a mortgage professional at 855-445-0999.

What's next for you?

Show me how much I can afford.

Want to know how much house is in your budget?Disclosure 1, Disclosure 2, Our calculatorDisclosure 3 can show you based on your monthly expenses and income.

I want to get preapproved for a mortgage.

A smart move. Getting a mortgage preapprovalDisclosure 4 helps you know where you stand. Even better, it shows real estate agents and sellers that you’re ready to do business.

I'm ready to apply.

Found the right home? Great! It’s time to make it yours. Apply entirely online, then follow your status in real time with our progress tracker. New to this? Watch a short video to know what to expect.

Check rates to see a mortgage rate that is right for you.
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Visual Description and On-Screen Text: Welcome to Truist Mortgage

Voiceover: Welcome to Truist Mortgage.

Visual Description and On-Screen Text: Start your journey to homeownership today with the Truist online application.

Voiceover: Start your journey to homeownership today with the Truist online application.

Visual Description: Sunlight pours through treetops. A woman takes a small dog and a larger dog for a walk. A man is mowing his front lawn.

Voiceover: Home means something different to everyone.

Visual Description: An older couple shares drinks and a conversation on their front porch. A man and woman throw a baseball back and forth in their lawn as another couple looks on.

Voiceover: It’s a place you love. A place as unique as you are.

Visual Description: A woman walks through her front yard towards the street and smiles.

Audio Description: The sound of a bicycle changing gears. Upbeat guitar music swells.

Voiceover: A place where you can be yourself.

Visual Description: A boy rides his bike down a neighborhood street. Nearby, a group of children with water squirters are chased by their parents, shrieking with happiness.

Voiceover: It’s a place to grow into and a place to come back to.

Visual Description: A man speaks with a builder outside of his house, construction nearly completed. A man in military fatigues walks towards a front porch where a sign that says “Welcome Home” hangs.

Voiceover: It’s a place for life’s moments, big and small.

Visual Description: A toddler helps her parents unload a moving van in the front yard of their home. She carries a box labeled “Maya’s Toys” to her mother.

Voiceover: And moments that last a lifetime.

Visual Description: A boy with a blindfold on swings a bat wildly in the direction of a piñata. A family takes a selfie together in front of their home.

Voiceover: Whatever matters most to you, we’re here to open the door,

Visual Description: While the blindfolded boy continues to swing at the piñata, the rest of the group at the party smiles and poses for the camera as a group. The children with water squirters spray each other as their parents smile from Adirondack chairs in the front yard.

Voiceover: and we’re pursuing innovative solutions to give you the right mix of human touch and new technology,

Visual Description: The toddler and her parents smile in their front yard alongside their dog. The woman walking her dogs sits down in the grass to pet them.

Voiceover: and the financial guidance you need to achieve more.

Visual Description: The man in military fatigues smiles in his front lawn. The man speaking with a builder puts his hands in his pockets and smiles.

Voiceover: Welcome to Truist Mortgage. Your journey home starts today.

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Onscreen text: Contact your Truist loan officer for more information. 

Onscreen text: Truist Bank is an Equal Housing Lender. Copyright 2024 Truist Financial Corporation. Truist, the Truist logo, and Truist Purple are service marks of Truist Financial Corporation and used with Permission.

Voiceover: Ready to apply now? Contact your Truist loan officer to get started today.

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Your journey home starts today.

With innovative solutions and a human touch, we’re here to open the door.

Let’s get started on a homebuying journey.

Calculate your mortgage payment. 

Let’s get that monthly payment in your sweet spot. Our mortgage calculatorDisclosure 3 can show you lots of possibilities. You can fine-tune your potential payment based on home price, down payment, mortgage type, and more.

Already have a Truist Mortgage?

If you need help, we have solutions. Visit our Mortgage client services page to learn about payments, assistance, and other common mortgage topics. Still have questions? No problem. Reach out through our app, by email, or by phone.

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    Money and Mindset

    Make the most of life's moments

    Spending and Saving

    Don’t let the unexpected rattle you, grow your money confidence.

    Need more help?

    Check out Money and Mindset

    Tools

    Guide to budgeting

    Credit card payoff calculator

    Need help with anything else?

    Personal Insurance

    Insure your home, your car, and more with McGriff, a wholly owned subsidiary of Truist Insurance Holdings, Inc.

    Truist personal checking

    Open a Truist personal checking account and easily manage your mortgage payment.

    Home equity line of credit

    When it’s not the right time to refinance, a HELOC is a great option for access to cash.

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    Disclosure 1 Certain program and geographic restrictions may apply, ask your loan officer for details.

    Disclosure 2 If the loan amount is more than 80% of the home’s purchase price, the calculator will also estimate a monthly amount for private mortgage insurance (PMI).

    Disclosure 3 This calculator is made available by one or more third party service providers. It is not intended to be an advertisement for a product or service at any of the terms used herein. It is not intended to offer any tax, legal, financial or investment advice. All examples are hypothetical and are for illustrative purposes. Truist Financial Corporation ("Truist") and its affiliates do not provide legal or tax advice. Truist cannot guarantee that the information provided is accurate, complete, or timely. Federal and state laws and regulations are complex and are subject to change. Changes in such laws and regulations may have a material impact on pre- and/or after-tax investment results. Truist makes no warranties with regard to this calculator or the results obtained by its use. Truist disclaims any liability arising out of your use of, or any tax position taken in reliance on, this calculator. Always consult an attorney or tax professional regarding your specific legal or tax situation.

    Disclosure 4 Preapproval is based on non-verified information and is not a commitment to lend by Truist Mortgage. Loan approval will be subject to, but not necessarily limited to, verification of all income, asset and liability information provided by you, satisfactory property appraisal, compliance with Truist Mortgage loan program guidelines and all required closing conditions such as survey and title examination.

    Disclosure 5 Mortgage Rates and APR examples are representative of products available through Truist Bank. In addition to discount points provided, the APR also includes an average of costs a borrower would pay for tax service, flood hazard determination, and closing-related services, as permitted by regulation and law. Other charges may include, as applicable to the loan program and permitted by regulations, those for appraisals, credit reports, title insurance, and other miscellaneous costs. We will be happy to provide specific information on your transaction upon request. The following Annual Percentage Rate (“APR”) examples are for a typical transaction and are only examples. Please call (877) 907-1043, email us, or find a loan officer serving your community to learn more about a specific APR for your transaction. Monthly payments are shown as principal and interest only and do not include PMI, taxes, insurance, or other applicable escrows. Actual payment obligation will be greater.

    Disclosures

    Truist Bank, Member FDIC. © 2025 Truist Financial Corporation. Truist, the Truist logo and Truist Purple are service marks of Truist Financial Corporation.

    Equal Housing Lender

    Investment and Insurance Products:

    • Are Not FDIC or any other Government Agency Insured
    • Are Not Bank Guaranteed
    • May Lose Value

    TRUIST is a service mark of Truist Financial Corporation (Truist) and its affiliates.

    Services provided by Truist Financial Corporation (Truist) affiliates: Banking products and services, including loans and deposit accounts, provided by Truist Bank, Member FDIC. Trust and investment management services provided by Truist Bank. Securities, brokerage accounts and /or annuities offered by Truist Investment Services, Inc., an SEC registered broker-dealer, and member FINRA and SIPC, and a licensed insurance agency. Investment advisory services offered by Truist Advisory Services, Inc. and GFO Advisory Services, LLC, SEC registered investment advisers. Some insurance products offered by Truist Investment Services, Inc. Other insurance products offered by McGriff Insurance Services, LLC (McGriff), Kensington Vanguard National Land Services, LLC (Kensington Vanguard) and Crump Life Insurance Services, LLC (Crump). Truist Life Insurance Services (TLIS) is a division of Crump, Arkansas License #100103477. Variable insurance material is for broker-dealer or registered representative use only. Variable products distributed by P.J. Robb Variable (PJRV), LLC, Arkansas License #100110185. Member FINRA.

    McGriff, Kensington Vanguard, Crump, TLIS, and PJRV are not affiliated with Truist Financial Corporation or any of its subsidiaries.

    Truist Securities is a trademark of Truist Financial Corporation. Truist Securities is a trade name for the corporate and investment banking services of Truist and its subsidiaries. All rights reserved. Securities and strategic advisory services are provided by Truist Securities, Inc., member FINRA and SIPC. Lending, financial risk management, and treasury management and payment services are offered by Truist Bank.

    Mortgage products and services are offered through Truist Bank. All Truist mortgage professionals are registered on the Nationwide Mortgage Licensing System & Registry (NMLS), which promotes uniformity and transparency throughout the residential real estate industry. Search the NMLS Registry.

    Comments regarding tax implications are informational only. Truist and its representatives do not provide tax or legal advice. You should consult your individual tax or legal professional before taking any action that may have tax or legal consequences.

    "Truist Advisors" may be officers and/or associated persons of the following affiliates of Truist, Truist Investment Services, Inc., and/or Truist Advisory Services, Inc. Truist Wealth, International Wealth, Center for Family Legacy, Business Owner Specialty Group, Sports and Entertainment Group, and Legal and Medical Specialty Groups are trade names used by Truist Bank, Truist Investment Services, Inc., and Truist Advisory Services, Inc.

    Applications, agreements, disclosures, and other servicing communications provided by Truist Bank and its subsidiary businesses will be provided in English. As a result, it will be necessary for customers to speak, read and understand English or to have an appropriate translator assisting them. Truist offers the following resources for consumers that have Limited English Proficiency:

    • Multilingual teammates available at our Multicultural Banking Centers
    • Materials for some products and services are available in Spanish, Korean, Vietnamese, Mandarin, and other languages spoken in the communities we serve.
    • Phone assistance in Spanish at 844-4TRUIST (844-487-8478), option 9. For assistance in other languages please speak to a representative directly.

    New York City residents:

    Translation or other language access services may be available. When calling our office regarding collection activity, if you speak a language other than English and need verbal translation services, be sure to inform the representative. A description and translation of commonly-used debt collection terms is available in multiple languages at http://www.nyc.gov/dca.

    • Limited English Proficiency Support
    • New York City residents

    Borrowers with Limited English Proficiency (LEP) needing information can use the following resources:

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