Customized sweep solutions

Achieve more with your money.

Sweep solutions that integrate seamlessly—no matter how unique your business environment is.

Solutions for every business environment

Accessing your money and managing your accounts has never been easier—or more efficient.

Together, let’s maximize your funds and minimize your risk with customized solutions for every type of business.

fast

Maximize your company’s return on excess funds.

Increase your returns and minimize your administrative costs. 

control

Increase account control.

Easily manage your accounts and get quick access to your money.  

risk

Minimize your risk.

Put your mind at ease with no risk of overdraft fees. 

Find your right fit.

Explore different liquidity management solutions. 

Credit Line Sweep 

Automatically integrate your cash and line of credit to increase operating capital visibility—and improve access to your company’s available funds.

Component ID : "accordionGridLayout-698873784"
Model : "stack"
Position : "left"

Benefits

  • Automate your cash management decisions.
  • Minimize borrowing and interest expenses while efficiently managing your line of credit.
  • Gain greater visibility into available operating capital.
  • Get unlimited funds transfers between checking account(s) and your line of credit.
  • Save administrative time and money.
  • Borrow precisely what you need.
  • Easily tap into available funds.
  • Automatically transfer available funds to your business checking account for overdraft protection.

Best fit if you

  • Want to minimize interest expense and save time by automating the process.

Questions about Credit Line Sweep? Contact your treasury consultant or relationship manager.

Smart Sweep

Earn more overnight. We’ll invest your idle funds in higher yielding deposits—and they’ll still be FDIC insured.

Component ID : "accordionGridLayout-381558161"
Model : "stack"
Position : "left"

Benefits

  • Automate your sweep so that you have sufficient funds in your operating account to cover nightly transactions.
  • Ensure you have sufficient funds available to offset treasury and deposit service fees, only investing excess liquidity.
  • Transfer an unlimited amount to and from the Smart Sweep account.
  • Earn interest on all funds invested in Smart Sweep.
  • Get FDIC insurance on all funds in the Smart Sweep account (up to applicable FDIC insurance coverage limits).

Best fit if you

  • Want to maximize your company’s returns and save time by automating the process.

Questions about Smart Sweep? Contact your treasury consultant or relationship manager.

Working Capital Solutions Credit Line Sweep

Automatically integrate your company’s accounts receivables and lines of credit. Increase operating capital visibility while improving access to available funds.

Component ID : "accordionGridLayout-1703754657"
Model : "stack"
Position : "left"

Benefits

  • Automate the management of your company’s liquidity.
  • Minimize borrowing and interest expenses while efficiently managing your line of credit.
  • Gain greater visibility into available operating capital.
  • Get unlimited funds transfers between checking account(s) and your line of credit.
  • Save administrative time and money.
  • Convert receivables into usable cash faster.
  • Easily tap into available funds.

Best fit if you

  • Want to tighten operations, improve cash management, and protect your working capital.

Questions about Working Capital Solutions Credit Line Sweep? Contact your treasury consultant or relationship manager.

Insured Cash Sweep

Get expanded FDIC insurance—combined with the liquidity of your operating account.

Component ID : "accordionGridLayout-748112804"
Model : "stack"
Position : "left"

Benefits

  • Get the level of liquidity you need.
  • Work with Truist, an institution you know and trust, while getting FDIC insurance coverage from many institutions.
  • Earn one rate on your account.
  • Specify which banks shouldn’t receive any of your placed deposits.
  • Eliminate ongoing tracking burdens and the need to footnote uninsured deposits.

Best fit if you

  • Need expanded FDIC insurance (above $250,000) on liquid funds and want to earn interest.

Questions about Insured Cash Sweep? Contact your treasury consultant or relationship manager.

Credit Line Sweep

Credit Line Sweep 

Automatically integrate your cash and line of credit to increase operating capital visibility—and improve access to your company’s available funds.

Component ID : "accordionGridLayout-698873784"
Model : "stack"
Position : "left"

Benefits

  • Automate your cash management decisions.
  • Minimize borrowing and interest expenses while efficiently managing your line of credit.
  • Gain greater visibility into available operating capital.
  • Get unlimited funds transfers between checking account(s) and your line of credit.
  • Save administrative time and money.
  • Borrow precisely what you need.
  • Easily tap into available funds.
  • Automatically transfer available funds to your business checking account for overdraft protection.

Best fit if you

  • Want to minimize interest expense and save time by automating the process.

Questions about Credit Line Sweep? Contact your treasury consultant or relationship manager.

Smart Sweep

Smart Sweep

Earn more overnight. We’ll invest your idle funds in higher yielding deposits—and they’ll still be FDIC insured.

Component ID : "accordionGridLayout-381558161"
Model : "stack"
Position : "left"

Benefits

  • Automate your sweep so that you have sufficient funds in your operating account to cover nightly transactions.
  • Ensure you have sufficient funds available to offset treasury and deposit service fees, only investing excess liquidity.
  • Transfer an unlimited amount to and from the Smart Sweep account.
  • Earn interest on all funds invested in Smart Sweep.
  • Get FDIC insurance on all funds in the Smart Sweep account (up to applicable FDIC insurance coverage limits).

Best fit if you

  • Want to maximize your company’s returns and save time by automating the process.

Questions about Smart Sweep? Contact your treasury consultant or relationship manager.

Working Capital Solutions Credit Line Sweep

Working Capital Solutions Credit Line Sweep

Automatically integrate your company’s accounts receivables and lines of credit. Increase operating capital visibility while improving access to available funds.

Component ID : "accordionGridLayout-1703754657"
Model : "stack"
Position : "left"

Benefits

  • Automate the management of your company’s liquidity.
  • Minimize borrowing and interest expenses while efficiently managing your line of credit.
  • Gain greater visibility into available operating capital.
  • Get unlimited funds transfers between checking account(s) and your line of credit.
  • Save administrative time and money.
  • Convert receivables into usable cash faster.
  • Easily tap into available funds.

Best fit if you

  • Want to tighten operations, improve cash management, and protect your working capital.

Questions about Working Capital Solutions Credit Line Sweep? Contact your treasury consultant or relationship manager.

Insured Cash Sweep

Insured Cash Sweep

Get expanded FDIC insurance—combined with the liquidity of your operating account.

Component ID : "accordionGridLayout-748112804"
Model : "stack"
Position : "left"

Benefits

  • Get the level of liquidity you need.
  • Work with Truist, an institution you know and trust, while getting FDIC insurance coverage from many institutions.
  • Earn one rate on your account.
  • Specify which banks shouldn’t receive any of your placed deposits.
  • Eliminate ongoing tracking burdens and the need to footnote uninsured deposits.

Best fit if you

  • Need expanded FDIC insurance (above $250,000) on liquid funds and want to earn interest.

Questions about Insured Cash Sweep? Contact your treasury consultant or relationship manager.

Manage your business’s accounts—wherever you are.

Information reporting

Gain confidence to make the decisions that help you achieve your business’s vision. Manage and control your information—with solutions built around your needs. Our online tools make it easy to support your business goals.

Learn More about information reporting

Business Resource Center

Want some fresh ideas?

Expand your knowledge with resources for better business strategies. Stay up-to-date with trending topics, news, and research.

    {0}

    {0}

    {2}
    {6}
    {7}
    {8}
    {9}
    {12}
    {10}
    {11}

    {3}

    {1}
    {2}
    {6}
    {8}
    {9}
    {10}
    {11}
    {14}
    {12}
    {13}
    {1}
    {2}
    {7}
    {8}
    {9}
    {10}
    {11}
    {14}
    {12}
    {13}

    Stay informed and get connected

    Looking for fresh thinking and new insights to help uncover opportunities for your business needs?

    Connect with a Relationship Manager

    Work with a partner who sees your vision and has the resources to help you achieve it. We’re ready to focus on the specific needs of your company—and where you are in your business lifecycle.

    Existing Truist clients are encouraged to contact their relationship managers with inquiries related to commercial products and services.

    Contact us

    Helpful links

    Business Insights
    Truist Business Lifecycle Advisory
    Business Resource Center
    Sign up for monthly articles on Business Insights

    Sign up to receive our business insights, thought leadership, and client success stories that can help inspire your next bold business move.

    Please enter a first name
    Please enter a last name
    Please enter a valid email address
    Please enter a company name
    I'm also interested in: Please select a campaign option
    Component ID : "accordionGridLayout-1396148670"
    Model : "disclaimer"
    Position : "left"

    Disclosures

    Truist Bank, Member FDIC. © 2024 Truist Financial Corporation. Truist, the Truist logo and Truist Purple are service marks of Truist Financial Corporation.

    Equal Housing Lender

    Investment and Insurance Products:

    • Are Not FDIC or any other Government Agency Insured
    • Are Not Bank Guaranteed
    • May Lose Value

    TRUIST is a service mark of Truist Financial Corporation (Truist) and its affiliates.

    Services provided by Truist Financial Corporation (Truist) affiliates: Banking products and services, including loans and deposit accounts, provided by Truist Bank, Member FDIC. Trust and investment management services provided by Truist Bank. Securities, brokerage accounts and /or annuities offered by Truist Investment Services, Inc., an SEC registered broker-dealer, and member FINRA and SIPC, and a licensed insurance agency. Investment advisory services offered by Truist Advisory Services, Inc. and GFO Advisory Services, LLC, SEC registered investment advisers. Some insurance products offered by Truist Investment Services, Inc. Other insurance products offered by McGriff Insurance Services, LLC (McGriff), Kensington Vanguard National Land Services, LLC (Kensington Vanguard) and Crump Life Insurance Services, LLC (Crump). Truist Life Insurance Services (TLIS) is a division of Crump, Arkansas License #100103477. Variable insurance material is for broker-dealer or registered representative use only. Variable products distributed by P.J. Robb Variable (PJRV), LLC, Arkansas License #100110185. Member FINRA.

    McGriff, Kensington Vanguard, Crump, TLIS, and PJRV are not affiliated with Truist Financial Corporation or any of its subsidiaries.

    Truist Securities is a trademark of Truist Financial Corporation. Truist Securities is a trade name for the corporate and investment banking services of Truist and its subsidiaries. All rights reserved. Securities and strategic advisory services are provided by Truist Securities, Inc., member FINRA and SIPC. Lending, financial risk management, and treasury management and payment services are offered by Truist Bank.

    Mortgage products and services are offered through Truist Bank. All Truist mortgage professionals are registered on the Nationwide Mortgage Licensing System & Registry (NMLS), which promotes uniformity and transparency throughout the residential real estate industry. Search the NMLS Registry.

    Comments regarding tax implications are informational only. Truist and its representatives do not provide tax or legal advice. You should consult your individual tax or legal professional before taking any action that may have tax or legal consequences.

    "Truist Advisors" may be officers and/or associated persons of the following affiliates of Truist, Truist Investment Services, Inc., and/or Truist Advisory Services, Inc. Truist Wealth, International Wealth, Center for Family Legacy, Business Owner Specialty Group, Sports and Entertainment Group, and Legal and Medical Specialty Groups are trade names used by Truist Bank, Truist Investment Services, Inc., and Truist Advisory Services, Inc.

    Applications, agreements, disclosures, and other servicing communications provided by Truist Bank and its subsidiary businesses will be provided in English. As a result, it will be necessary for customers to speak, read and understand English or to have an appropriate translator assisting them. Truist offers the following resources for consumers that have Limited English Proficiency:

    • Multilingual teammates available at our Multicultural Banking Centers
    • Materials for some products and services are available in Spanish, Korean, Vietnamese, Mandarin, and other languages spoken in the communities we serve.
    • Phone assistance in Spanish at 844-4TRUIST (844-487-8478), option 9. For assistance in other languages please speak to a representative directly.

    New York City residents:

    Translation or other language access services may be available. When calling our office regarding collection activity, if you speak a language other than English and need verbal translation services, be sure to inform the representative. A description and translation of commonly-used debt collection terms is available in multiple languages at http://www.nyc.gov/dca.

    • Limited English Proficiency Support
    • New York City residents

    Borrowers with Limited English Proficiency (LEP) needing information can use the following resources:

    Site footer

    Footer Navigation

    Banking products
    About Truist
    Resources
    Support

    © 2024, Truist. All Rights Reserved.