The Truist Business Premium Rewards Program is a way for you to earn cash rewards just for making Eligible Purchases with your Truist Business Premium Rewards Credit Card. It is easy, convenient, and rewarding.
There is no cost to participate in Truist Business Premium Rewards. Please refer to your initial Truist Business Premium Rewards Credit Card Disclosure for your specific terms.
You may earn cash rewards on Eligible Purchases made with your Truist Business Premium Rewards credit card. Eligible Purchases to purchase Transactions less the following: credit chargebacks, credit losses, delinquency assessments, fees, and charges or other Transactions determined (in Truist’s sole reasonable discretion) to be unauthorized. The following items are also expressly not considered by Truist to be Eligible Purchases: (1) Cash Advances (via ATM or by any other means), (2) Quasi-Cash or Cash-Equivalent items (e.g., wire transfers, cryptocurrency, peer-to-peer payment platform transfers, travelers’ checks, money orders, foreign currency, lottery tickets, or gambling chips or wagers), (3) Convenience Checks, (4) Stored Value Cards (e.g., gift cards, prepaid cards, etc.), and (5) the purchase of Rewards incentives.
Cash Rewards earned will be applied to your cash Rewards balance daily.
You will earn two percent (2%) Cash Rewards for each Eligible Purchase. This means that for each $1.00 in Eligible Purchases, you will earn $0.02 in Cash Rewards value. There is no limit to the amount of 2% Cash Rewards you can earn.
Refer to the Truist Business Premium Rewards Terms and Conditions for complete details.
You may redeem your cash rewards for Reward Offerings by visiting Truist Online Banking or Truist Mobile Banking at Truist.com . You can also call the Rewards Service Center at 800-255-7125 Monday through Friday from 7:00 am to 9:00 pm ET, and on Saturday and Sunday from 9:00 am to 9:00 pm ET. This number provides full-service customer support for Rewards including redemption of Rewards Offerings for cash back, statement credits, gift cards, merchandise, Event Tickets, and travel Rewards, including airline, hotels, and car rentals, and more.
Cash Rewards may only be used if your credit card account is in Good Standing. This generally means that the Card Account is open or closed within the last ninety (90) days, and not in default or delinquent and that you are in full compliance with the terms of the Card Agreement; the Bank, using its sole and absolute discretion, determines whether the Account is in Good Standing.
The Truist Business Premium Rewards program offers cash, travel, merchandise, gift cards and more. Travel rewards include airline tickets, hotel bookings, auto rental bookings, cruise bookings and activities. You will also find gift cards to several of your favorite name brand merchants in a variety of categories including shopping, dining, entertainment, sports & leisure, and health & beauty, to name a few. Please visit the Rewards Website for more details at Truist.com.
Your accumulated cash Rewards may be redeemed and applied as (1) a statement credit to the Organization’s Credit Card account, (2) mailed to the Organization in the form of a check, or (3) deposited electronically into one of the Organization’s eligible Truist business checking, business savings, or business money market accounts.Disclosure 1
We do not allow Rewards to be deposited electronically into a non-Truist account.
When you choose to have your cash rewards redemption electronically deposited into your eligible Truist business checking or business savings account, you may earn elevated rewards in the form of a Loyalty Cash Bonus based on your deposit relationship(s) at Truist. (See How do I receive a Loyalty Cash Bonus? for more details).
You will receive a 10% Loyalty Cash Bonus added to your cash redemption amount when you electronically deposit your cash Rewards redemption into your eligible Truist business checking, business savings, or business money market account.
Rewards earned will expire at the end of the month that is five (5) years from the date of issuance. For example, Rewards earned on November 15, 2024, are eligible for redemption until November 30, 2029.
Rewards are tracked and redeemable on a first-to-expire basis. This means that the Rewards that have been on your account the longest will be spent first upon redemption.
Your Truist Business Premium Rewards Credit Card must be open or closed within the last ninety (90) days, and in Good Standing in order to use your cash rewards. If you or Truist close your credit card account, all related Rewards balances will be forfeited if they are not redeemed within ninety (90) days of account closure.
You can view and use your accumulated cash rewards online at any time by visiting Truist Online Banking at Truist.com or the Truist Mobile Banking App.
No. Because Truist Business Premium Rewards provides the flexibility to travel on most major U.S. based airlines, you cannot combine cash rewards from your Truist Business Premium Rewards credit card with other non-Truist airline frequency or reward programs.
No. You may not combine your accumulated Truist Business Premium Rewards Credit Card cash rewards balance with rewards earned in another Truist rewards program or rewards accumulated on another Truist credit card account.
Rewards can be redeemed for travel Rewards Offerings including air, hotel, cruises, and car rentals. Certain restrictions and limitations may apply. Once Rewards redemptions for travel Rewards Offerings are processed by Truist (or the Third-Party rewards vendor), the redemption cannot be reversed.
Redemptions for travel Rewards Offerings may be made using the Rewards Website or by calling the Rewards Service Center.
NOTE: When calling the Rewards Service Center, a $25.00 travel Rewards Offerings redemption fee will be charged per Rewards Offering at the time of booking. No travel Rewards Offerings redemption fee is charged for bookings made using the Rewards Website. This fee is subject to be changed by us at any time, without prior notice.
Refer to the Truist Business Premium Credit Card Rewards Terms and Conditions for complete details. To book travel, call the Truist Rewards Service Center at 1-800-255-7125 Monday through Friday from 8 a.m. – 6 p.m., or visit the Rewards Website at Truist.com, accessible through Truist Online Banking or the Truist Mobile Banking App.
Yes. You have the option to choose the amount of cash rewards you want to redeem and pay the remainder of your ticket by using your Truist Business Premium Rewards credit card.
You may also redeem your cash rewards for hotel bookings, car rental bookings, and activities as part of your Truist Business Premium Rewards program. If the cost is more than the amount of cash rewards you want to redeem, you will have the option to pay the difference or the full amount with your Truist Business Premium Rewards credit card.