Delta SkyMiles® Business Debit Card

Delta SkyMiles® Business Debit Card

The debit card that takes your business further.

Earn miles on your everyday business purchases.Disclosure 3 Available only with Truist Dynamic Business Checking. 

The Visa business debit card that goes the extra mile.

Redeem at your convenience.

Your miles don’t expire. Redeem miles for Award TravelDisclosure 1, seat upgrades, Delta Sky Club® memberships, Delta Vacation Packages, Delta Gift cards and more.Disclosure 1

Enjoy around-the-clock protection.

Built-in security features include fraud monitoring, account alerts, and Zero Liability.Disclosure 2

Keep your card secure.

Debit card controls let you manage how and when your debit card is used—for even more peace of mind.

Go contactless.

Simply tap to pay—or easily add your card to a mobile wallet or smartphone app.

Get rewarded every time you spend.

Earn 1 mile for every $2 spent on qualifying purchases—up to 2,000 miles per card monthly.Disclosure 3 Plus, earn additional miles for direct Delta Purchases.Disclosure 4

Get started with 5,000 bonus miles after your first qualifying transactionDisclosure 3. Get Truist Dynamic Business Checking to qualify.

Get Dynamic Checking

Delta SkyMiles® Business Debit Card annual fee

Enjoy a reduced annual feeDisclosure 5 as the combined balance across all your Truist business accounts—checking, savings, money market, and CD—grows.Disclosure 3

$120 per year

If your business has $0 - $25,000 in combined deposits

$90 per year

If your business has $25,000 - $50,000 in combined deposits

$60 per year

If your business has $50,000+ in combined deposits

Delta SkyMiles® Business Debit Card benefits for you:

  • Redeem miles for seat upgrades, Award Travel,Disclosure 1 Delta Sky Club memberships, and more.
  • Earn double miles on direct Delta purchases.Disclosure 4
  • Make no-fee withdrawals at Truist ATMs.
  • Manage how and where your card is used with custom card controls.
  • Track your debit card purchases and pay bills from any desktop or mobile device.
  • Enjoy 100% protection against unauthorized purchases with Zero Liability.
  • Earn cash back with deals.

Best business debit card if you:

  • Want to earn miles for your business purchases.
  • Want to earn double miles on purchases you make directly from Delta.Disclosure 4
  • Want to earn 5,000 bonus miles after your first qualifying transaction.Disclosure 3

Truist Dynamic Business Checking - Well-earned rewards

You’ve worked hard to get your business where it is. And we want to reward you for it. With a Truist Dynamic Business Checking account, you’ll enjoy benefits that celebrate what you’ve accomplished—and help you reach what’s next.

Learn more about rewards.
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Disclosures

Disclosure 1 See full program Terms and Conditions for details

Disclosure 2 As a cardholder, you will not be held responsible for unauthorized transactions if you have used reasonable care in protecting your card from loss or theft; and you promptly reported loss or theft to Truist. Does not apply to certain prepaid cards, or corporate cards. Certain conditions and restrictions apply. Please see Visa’s Zero Liability Policy | Visa for more details.

Disclosure 3 Qualifying Purchases: Only PIN Point of Sale and signature-based purchases (including small dollar purchases that do not require a signature), Internet purchases, phone or mail order purchases or automatic bill payments using the Truist Debit Card number and expiration date qualify for mileage earnings. Cash advances, cash portions of a PIN POS sale with cash back, ATM transactions, tax payments, payments for stored-value cards, wire transfers, money transfers, money orders, cashier checks, quasi cash, traveler’s cheques or purchases of monetary instruments do not qualify for mileage earnings. Additionally, if a transaction contains a combination of qualifying and non-qualifying transaction types, only the qualifying portion will earn mileage. Truist reserves the right to revoke miles at any time if we determine that they were awarded (earned) for non-qualifying transactions types or in violation of the offer terms.

Disclosure 4 Purchases made directly from Delta are eligible purchases where Delta is the merchant of record, such as purchases through delta.com, phone reservations, or ticket counters, such as upgrades, miles, seat selection, Delta Sky Club® membership or passes, and pre-purchased meals, and in-flight purchases of food, alcoholic beverages and audio headsets, movies, shows and video games accessed via Delta’s seatback in-flight entertainment, on Delta-operated flights (eligible purchases do not include any other in-flight purchases, such as in-flight wireless Internet access, shows, and movies accessed via a personal electronic device and associated services, and charitable contributions).

Disclosure 5 The Delta SkyMiles® Business Debit Card annual fee is charged 45 days after the open date of the card. For Truist Dynamic Business Checking account clients, the initial annual fee will be based on the sum of the highest monthly average balance of your combined Truist business deposit balances on that date. Thereafter, we will use the highest average monthly balance of the 3 most previous months to determine your annual fee. Annual fee tiers are defined as follows: a) highest 3 month average balance of less than $25,000 is charged an annual fee of $120 b) highest 3 month average balance of $25,000 and less than $50,000 is charged an annual fee of $90 and c) highest 3 month average balance of $50,000 or more is charged an annual fee of $60. Annual fee will be calculated at the end of the month prior to the annual fee being charged. For all other Business Checking accounts, the annual fee is $120. See full Delta SkyMiles Debit Card Terms and Conditions for complete program details.

Disclosures

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  • Phone assistance in Spanish at 844-4TRUIST (844-487-8478), option 9. For assistance in other languages please speak to a representative directly.

New York City residents:

Translation or other language access services may be available. When calling our office regarding collection activity, if you speak a language other than English and need verbal translation services, be sure to inform the representative. A description and translation of commonly-used debt collection terms is available in multiple languages at http://www.nyc.gov/dca.

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