Investing & retirement resources
Reaching your investing and retirement goals starts by aligning your purpose and your plan. These resources offer tips, strategies and solutions to help you envision and forge the path ahead.
Thought leadership on investing and retirement
How to manage investing and inflation
Investing & RetirementAdvisors’ take: Investing tips for high inflation
Hear from three financial advisors from Truist’s Client Advisory Center.
Financial advisors from Truist’s Client Advisory Center share four tips for managing investing and inflation.
Make a Plan to Generate Income from Retirement Savings
Investing and Retirement Make a Plan to Generate Income from Retirement Savings
Odds are you’ve thought a lot about how to save enough for retirement. Now it’s time for an equally critical
Your retirement savings can generate income with the right plan. You'll need a withdrawal strategy that covers your expenses yet allows your savings to generate additional income.
Retirement Income: How Much Is Enough? | Truist
Investing & Retirement Retirement Income: How Much Is Enough?
You know it’s important to plan for your retirement, but where do you begin?
One of your first steps in planning for retirement should be to estimate how much income you'll need to fund your retirement.
Managing investing anxiety
Investing & retirement Going from anxious investor to a confident one
These tips can help you manage investing anxiety and invest with confidence.
Investing anxiety is a common feeling that can negatively impact your decisions. Become a more confident investor with the help of these five tips.
Alternative investments blend talent and technique
Investing & Retirement Alternative investments mix talent and technique
Talented managers run alternative investment funds. Would you benefit from owning this type of fund
Many of the most talented investment managers are overseeing alternative investments. Here’s why you might consider adding alternative funds to your portfolio.
4 steps for women to optimize retirement income planning
Investing and Retirement Planning 4 steps for women to optimize retirement income planning
Now is the time to take a more active role in planning for the retirement you’ve always envisioned
Now is the time to take a more active role in planning for the retirement you’ve always envisioned
Planning Consideration for LGBT Seniors | Truist
Investing & Retirement Planning Consideration for LGBT Seniors
It’s estimated that by 2030 the population of LGBT+ Americans age 65 or older will exceed seven million.
Research shows that LGBT seniors are twice as likely to be single, twice as likely to live alone and three to four times less likely to have children than their heterosexual peers.
Working Beyond Retirement Age: Benefits to Delaying Retirement | Truist
Investing & Retirement Working Beyond Retirement Age: Benefits to Delaying Retirement
Benefits to delaying your retirement
These days, working past your retirement age isn’t out of the ordinary or without its benefits. Check out these three reasons you might consider delaying retirement.
Rollovers to IRA or 401(k) accounts explained
Investing & RetirementWhat to know about rollovers
You can move your money tax-free between retirement accounts. Here’s how.
You can move your money between qualified retirement accounts without creating a taxable event. Here’s how to do a rollover to an IRA or 401(k).
How You (and Your Wealth) Can Make a Difference
Investing and Retirement Planning How You (and Your Wealth) Can Make a Difference
Giving and volunteering can be an emotionally healthy and rewarding outlet; so how can you become more engaged? It's easy to get started.
Giving and volunteering can be an emotionally healthy and rewarding outlet; so how can you become more engaged? It's easy to get started.
Nearing retirement: the big question to ask
Investing and Retirement Planning Nearing retirement: the big question to ask
For many Americans nearing retirement, the question of whether or not to continue working is a big one—possibly the biggest.
For many Americans nearing retirement, the question of whether or not to continue working is a big one—possibly the biggest.
Overcoming the hidden retirement risk
Investing and Retirement Planning Overcoming the hidden retirement risk
According to the old adage, timing is everything. And that’s especially true when it comes to ensuring your retirement savings will last a lifetime.
According to the old adage, timing is everything. And that’s especially true when it comes to ensuring your retirement savings will last a lifetime.
Simple strategies for protecting what you’ve earned
Investing and Retirement Planning Simple strategies for protecting what you’ve earned
You work hard for your money—income that needs to both support your current lifestyle and serve as the foundation for your future.
You work hard for your money—income that needs to both support your current lifestyle and serve as the foundation for your future.
The Changing Role of Women in Managing Family Wealth
Investing and Retirement Planning The Changing Role of Women in Managing Family Wealth
For decades, a steady shift in financial and economic power has been underway. Today, more than half ($14 trillion) of all personal wealth in the U.S. is controlled by women.
Women now control more than 50% ($14T) of U.S. personal wealth. As that number is expected to grow to $22T, here's how women are taking a hands-on approach to managing their family's wealth.
The Millennial Misperception
Investing and Retirement Planning The Millennial Misperception
Our kids may be savvier than we think
Our kids may be savvier than we think
How to Be a Working Daughter and Care for Your Aging Parents
Investing and Retirement Planning The Working Daughter’s Paradox
Nurturing family, career and aging parents
Finding balance as a working mother is a difficult enough challenge. Add to that the role of a working daughter - serving as primary caregiver for aging parents - and it can become a herculean task.
The Growing Risk of Misdiagnosis and How to Protect Yourself | Truist
Investing & Retirement The growing risk of misdiagnosis and how to protect yourself
Each year 12 million adults in the U.S. who seek outpatient medical care experience a diagnostic error in the form of an incorrect, missed or late diagnosis.
Most people will experience at least one diagnostic error in their lifetime. What steps should you take to help prevent yourself from being misdiagnosed?
Business Succession: Do You Have a Plan or a Wish?
Investing and Retirement Planning Do You Have a Plan or a Wish?
Successions are complex undertakings that require years of preparation to maximize the probability of success.
Successfully transitioning your business is something you should begin planning for a decade before you leave. Here are 8 questions that will help build a business succession plan.
Donor advised funds: family giving made easy
Investing and Retirement Planning Donor Advised Funds Family Giving Made Easy
Donor advised funds offer a simple, low-cost giving solution with a number of key advantages compared to just writing checks to your favorite charities.
Donor advised funds offer a simple, low-cost giving solution with a number of key advantages compared to just writing checks to your favorite charities.
A Fresh Perspective on Retirement Income
Investing and Retirement Planning A Fresh Perspective on Retirement Income
With average life expectancy in the U.S. close to 80 years, retirement is far from a finish line. It’s just another new phase in life.
With average life expectancy in the U.S. close to 80 years, retirement is far from a finish line. It’s just another new phase in life.
Living with purpose in retirement | Truist
Investing & RetirementTo thrive in retirement, live with purpose
Living with meaning and intent in retirement can help you flourish during your next act.
We're living longer, and the nature of retirement is changing. Living with purpose in retirement can help you flourish during your next act.
How to care for your aging parents when you don’t live nearby
Investing and Retirement Planning How to care for your aging parents when you don’t live nearby
There are a number of steps you can take to ensure that their health and social support needs are being met.
Living far from your aging parents can make managing their healthcare even more complicated. Here are some steps you can take, starting with an open and honest conversation.
Equalizing Inheritances with a Family Business
Investing and Retirement Planning Equalizing Inheritances with a Family Business
Estate planning can be challenging when a great deal of a family’s wealth is tied up in illiquid assets like a family business. But there ARE solutions to these types of predicaments.
Estate planning can be especially challenging when the family business is involved. The most common approach is to use life insurance to help create an equitable inheritance plan.
Impact Investing
Investing and Retirement Planning
Impact Investing
If the idea of aligning your portfolio more closely with your social conscience sounds appealing, impact investment strategies may provide an ideal solution.
If the idea of aligning your portfolio more closely with your social conscience sounds appealing, impact investment strategies may provide an ideal solution.
Get “Real” Investment Diversification with Real Estate Investment Trusts (REITs)
Investing and Retirement Planning Diversify Your Portfolio REITs
Are you ready to get real with diversification? Then let’s dive in and learn more about REITs.
Are you ready to get real with diversification? Then let’s dive in and learn more about REITs.
Handling market volatility
Investing and Retirement Planning Handling market volatility
There's no foolproof way to handle the ups and downs of the stock market, but these 6 common sense tips can help.
There's no foolproof way to handle the ups and downs of the stock market, but these 6 common sense tips can help.
A table for two | Truist
Investing & Retirement A Table for Two
Both Spouses Need to be Involved in Wealth Planning
You’ve got a far greater likelihood of achieving your financial goals when both partners are active participants in making important decisions. Find out how.
How to be a (good) hands-off investor
InvestingHow to be a (good) hands-off investor
Taking an active role in managing your investments doesn’t guarantee better results. Find out why a hands-off approach might be the right choice for you.
Taking an active role in managing your investments doesn’t guarantee better results. Find out why a hands-off approach might work for you.
An introduction to hedge funds | Truist Wealth
InvestingDemystifying hedge funds
They can be a valuable addition to a portfolio, especially when an experienced advisor guides you.
Hedge funds can be a valuable addition to a portfolio, but their risk profile requires due diligence and ongoing monitoring. See how partnering with an advisor helps.
Investing for Retirement Outside of a 401(k) or IRA | Truist
Investing & RetirementLooking beyond your 401(k) or IRA for retirement
Hitting your retirement goals may call for considering these other investing strategies.
Do you have special retirement goals, like retiring early? You may need to look beyond traditional retirement savings accounts like 401(k)s or IRAs to reach your goals. Consider these other retirement investing strategies.
Bear Market Investing? 3 Financial Advisors Share Their Advice | Truist
Investing & Retirement
Advisors’ take: Should I invest in a bear market?
Hear from three financial advisors from Truist’s Client Advisory Center.
Bear markets are a normal part of our economic cycle. But are they a good time to invest? 3 Truist financial advisors share the key characteristics of a bear market and how to approach them with a systematic, long-term investment strategy.
Planning for college expenses? You have options
Investing & Retirement Planning for college expenses? You have options
Automated investing with support from advisors may allow parents to help with tuition. See how.
A 529 plan has been the go-to when planning for college expenses, but people are now using automated investing to help pay tuition and associated costs. Find out how.
How ETFs work | Truist Wealth
Investing & retirement What’s an ETF?
Buying exchange-traded funds, or ETFs, is a simple way to diversify your investments. See more about their benefits in this video.
Buying exchange-traded funds, or ETFs, is a simple way to diversify your investments. See how ETFs work.
How tax loss harvesting works
Investing & retirement Turn market losses into wins
Tax-loss harvesting helps investors keep their portfolios profitable by selling realized losses to offset taxes.
Investors use tax-loss harvesting to keep their portfolios profitable. Watch this short video to see how tax loss harvesting works.
Rebalance your portfolio with ease
Investing & retirement Rebalance your portfolio with ease
Reduce risk and emotion-based decision making with automatic rebalancing.
Reduce risk and emotion-based decision making with automatic rebalancing.
How time horizons impact investing
Investing & retirement How time horizons impact investing
The length of time you have to invest is important information that indicates why you’re investing—and how.
The length of time you have to invest is important information that indicates why you’re investing—and how.
How to reduce loss aversion when investing
Investing and retirement How to reduce loss aversion when investing
You may be able to invest more confidently when you see how to reduce loss aversion. These tips can help.
New and seasoned investors may be able to invest more confidently when they understand how to reduce loss aversion. Here are some tips that can help.
Why You Shouldn’t Make Choices on Healthcare Costs Alone
Investing & Retirement Why You Shouldn’t Make Choices on Healthcare Costs Alone
Choosing where to receive medical care isn’t a decision you should base solely on cost.
Comparing healthcare costs can be valuable, since it doesn’t make sense to pay more for the same quality of care. But for the best outcomes, it’s important to make an informed decision about your care that takes into consideration quality and a patient-focused approach to care as well as cost.
When Mom is the Family’s Primary Breadwinner
Investing & Retirement When Mom is the Family’s Primary Breadwinner
Fifty years ago, only 12% of US families had a woman as primary breadwinner (earning more than 50% of the family’s income). That number today is more than half (54%) and continuing to climb.
The evolution from stay-at-home mom to independent working woman and now primary family breadwinner has been remarkable. Here’s what it means for your financial plan.
Women’s Influence Over Three Generations of Money
Investing & Retirement Women’s Influence Over Three Generations of Money
At times it can feel like a juggling act—managing money for your household, trying to instill your children with strong financial values, and at the same time taking over more of the financial responsibilities from your aging parents.
One out of every three adult investors is providing some measure of financial support to an aging parent or adult child; many are trying to support both.
Wealth Challenges of Same-Sex Couples
Investing & Retirement Wealth Management Considerations for Same-Sex Couples
Since 2015’s Supreme Court ruling (Obergefell v. Hodges) made same-sex marriage a constitutional right, the rate of marriage in the LGBTQ+ community has skyrocketed.
While recent rulings have eliminated many of the financial hurdles that were commonly associated with civil unions, some financial planning and estate planning challenges remain for LGBT couples.
Understanding the Financial Aspects of Divorce
Investing & Retirement Understanding the Financial Aspects of Divorce
When we enter into a marriage, we assume it’s for life. The reality, however, is that a great many marriages ultimately end in divorce.
Nobody wants to plan to fail, but the fact remains that marriages sometimes end. Failing to adequately plan for the possibility can have a devastating financial impact.
The Executive Compensation Balancing Act
Investing & Retirement The Executive Compensation Balancing Act
As a successful corporate executive, you’ve spent the better part of your career helping manage and grow the business on behalf of shareholders and employees—often with little time left over to focus on managing your own personal wealth.
For corporate executives, complicated compensation packages can result in highly concentrated company stock positions that create portfolio risk and may be difficult to liquidate.
Investing for the long-term
Investing & retirement Investing for the long-term
New or conservative investors may be able to build wealth—and reduce risk—with dollar-cost averaging.
New or conservative investors may be able to build wealth—and reduce risk—with dollar-cost averaging.
What to know before investing with a robo-advisor
Investing and retirement 3 things to know before using a robo-advisor
Ready to get started with automated investing? Ask yourself these important questions first.
Automated investing has seen a sharp rise since the pandemic. If you’re curious about investing with a robo-advisor, here are three things you need to know before you begin.
Big Life Change? Three Retirement Rules of Thumb to Follow | Truist
Investing & Retirement Big Life Change? Three Retirement Rules to Follow
Big life changes might require saving more for retirement, while at the same time dramatically impacting how much money you’re able to save each month.
Big life changes can dramatically change how much money you’re able to save each month. Keep in mind these rules of thumb when life shakes things up.
Make Your New Year's Retirement Resolutions | Truist
Investing & Retirement Make Your New Year’s Retirement Resolutions
Five resolutions to help you reach your savings goals
A new year is the perfect time to evaluate your retirement planning. Here are five New Year’s resolutions to help you reach your retirement income goals.
The Basics of Bonds | Truist
Investing & Retirement How do bonds fit in my retirement approach?
Stocks and bonds have a place in every portfolio—but how you balance them changes with where you are in life.
You should never outgrow your sense of adventure—except in how you invest as retirement comes into view.
Is Your Medical Privacy at Risk? How to Protect Your Medical Information | Truist
Investing & Retirement Is your medical privacy at risk?
How to protect your medical information
Last year, more than two million Americans were victims of medical identity theft. This type of identity theft can be just as serious as when your financial information is stolen. Read about several important steps you can take to protect your medical privacy.
Do Exchange-Traded Funds (ETFs) Make Sense for Me? | Truist
Investing & Retirement Do Exchange-Traded Funds (ETFs) Make Sense for Me?
When compared with other long-time investment products, exchange-traded funds (ETFs) are relative youngsters—but they’ve seen a lot of living since their debut in 1993.
When compared with other long-time investment products, exchange-traded funds (ETFs) are relative youngsters—but they’ve seen a lot of living since their debut in 1993.
What are your options when you inherit an IRA? | Truist
Investing & Retirement What are your options when you inherit an IRA?
As the beneficiary of an inherited IRA, you have a decision to make about how and when you will begin to take distributions
As the beneficiary of an inherited IRA, you have a decision to make about how and when you will begin to take distributions. Some factors that impact your options will be beyond your control. Others, however, will help determine an optimal distribution strategy.
Disability: 4 Steps to Lower Your Risk as You Age | Truist
Investing & Retirement Disability: 4 steps to lower your risk as you age
Studies have found that there are four proactive steps you can take at any age to help decrease your risk of disability and improve your overall health, wellbeing, and longevity.
Studies have found that there are four proactive steps you can take at any age to help decrease your risk of disability and improve your overall health, wellbeing, and longevity.
Sell your losses for a win at tax time
Investing & Retirement What is tax-loss harvesting?
Smart investors use tax-loss harvesting to lower their tax liability. See how this essential strategy helps them retain more wealth.
Smart investors use tax-loss harvesting to lower their tax liability. See how this essential strategy helps them retain more wealth.
Human advisor vs. advanced technology? You don’t have to choose | Truist Invest
Investing & RetirementHave a human and technology manage your portfolio
3 times it helps to combine a human advisor with powerful technology
Using advanced tech to invest is popular, but it can’t replace real, caring human financial advisors. But why choose? Here are three times it makes sense to have both.
6 ‘obstacles’ that shouldn’t keep you from investing
Investing & Retirement 6 obstacles that shouldn’t keep you from investing
Hesitant about investing? Here are some common investment fears and why they shouldn’t deter you from achieving your financial goals.
Hesitant about investing? Here are some common investment fears and why they shouldn’t deter you from achieving your financial goals.
What to think about if you want to retire before you’re 65
Investing & Retirement Retiring before 65? Here’s how to increase your chances.
How much do you need to have saved? And what will you do once you’re out of the grind?
It’s not impossible to retire early. If you want those days to get here sooner than the standard retirement age of 65, here are some tips to help you get there.
Pulse news: EV production drives value in commodities | Truist Perspectives
Investing & Retirement Pulse news: EV production drives value in commodities
Electric vehicles’ impact on investing and a new resource for wealth management tips.
Electric vehicles’ impact on investing and a new resource for wealth management tips.
REITs in 2021: Fully recovered? | Truist Perspectives
Investing & Retirement REITs in 2021: Fully recovered?
A comeback for REITs will take time and be uneven, but there are signs of improvement across certain property types.
A comeback for REITs will take time and be uneven, but there are signs of improvement across certain property types.
Why smart investors make irrational decisions | Truist Perspectives
Investing & Retirement Why smart investors make irrational decisions
Learn how understanding human behavior can help you avoid investment missteps.
Chances are, your investment decisions are more emotional than you think. Mariel Beasley, co-director of the Common Cents Lab at Duke University, talks how behavioral economics affects our financial strategies.
Invest according to your values | Truist Perspectives
Investing & Retirement Invest according to your values
Sustainable investing is far more than a trend. Learn how you can make more of an impact with your financial decisions.
Sustainable investing, also called values investing, has become increasingly popular in recent years—especially among millennials.
Tactical tips from the Truist team | Truist Perspectives
Investing & Retirement Tactical tips from the Truist team
Truist advisors and other team members offer their thoughts for best practices in 2021.
Truist advisors and other team members offer their thoughts for best practices in planning, cybersecurity, and estate planning in 2021.
Nearing Retirement: Portfolio and Risk Management
Risk Management Nearing Retirement: Portfolio and Risk Management
Determine the asset allocation that works for you today
Now that you’re nearing retirement, keep up your momentum and reduce your investment risk with these strategies.
Managing the Three Big Retirement Risks
Risk Management Managing The Three Big Retirement Risks
Three financial risks to retirement savings that every investor should be taking steps to minimize as they approach retirement
Managing financial risk is crucial for your retirement plans. Learn what the top three risks are and how to defend against them.
8 behavioral biases to avoid | Truist
Investing & Retirement 8 behavioral biases to avoid
Understanding these biases will help you avoid common pitfalls and remain on track for your long-term financial goals.
Understanding these biases will help you avoid common pitfalls and remain on track for your long term financial goals.
Portfolio-Building Basics for Mid-Career Investors | Truist
Investing & Retirement Portfolio-Building Basics for Mid-Career Investors
Determine the asset allocation that works for you today
Now that you’re starting to get serious about saving for retirement, you can increase the odds of meeting your retirement goals with these strategies.
Talking to your spouse about retirement | Truist
Investing & Retirement
Talking to your spouse about retirement
Before you enjoy your retirement years, talk with your spouse about your hopes, dreams and expectations to ensure you’re both on the same page.
Before you enjoy your retirement years, talk with your spouse about your hopes, dreams and expectations to ensure you’re both on the same page.
Reinvigorate Your Life With an Encore Career | Truist
Investing & Retirement Reinvigorate Your Life With an Encore Career
When you think of retirement, maybe you picture relaxing on a far-off beach or simply curling up on your couch with the latest novel.
What you need to know before switching your field late in life
How Women Can Meet the Challenges of Retirement | Truist
Investing & Retirement How Women Can Meet the Challenges of Retirement
Women today are more in control of financial management than ever before.
Women are more in control of financial management than ever, with the majority overseeing the day-to-day administration of their household finances. When it comes to long-term financial planning, however, there’s opportunity for women to be more actively.
Planning for your required minimum distributions | Truist
Investing & Retirement Planning for your required minimum distributions
Calculating annual required minimum distributions (RMDs) can be complex and mistakes can be exceedingly costly, so it’s important to consider an optimal withdrawal strategy.
Calculating annual required minimum distributions (RMDs) can be complex and mistakes can be exceedingly costly, so it’s important to consider an optimal withdrawal strategy.
Make Your Retirement Savings Work for You | Truist
Investing & Retirement Make Your Retirement Savings Work for You
The retirement lifestyle you can afford will depend not only on your assets and investment choices, but also on how quickly you draw down your retirement portfolio
Your challenge during retirement is to convert your savings into an ongoing income stream that will provide adequate income throughout your retirement years.
Invest smarter to reach your major financial goals | Truist
Investing & Retirement Invest smarter to reach your major financial goals
The key to successful investing is defining your goals and dreams for the future and then to establish plans to achieve those goals.
The key to successful investing is defining your goals and dreams for the future and then to establish plans to achieve those goals.
Ready to Retire? Refine Your Financial Goals | Truist
Investing & Retirement Ready to Retire?
Refine Your Financial Goals
Most people wonder if they’ll have enough to retire. Staying on top of your financial goals is important in the homestretch as you have less time to set aside savings.
Social security claiming decisions | Truist
Investing & Retirement
Social security claiming decisions
Social Security plays a foundational role in your retirement income plan. However, given shifting landscapes, it’s important to ensure that the claiming strategy you choose is your best option.
Social Security plays a foundational role in your retirement income plan. However, given shifting landscapes, it’s important to ensure that the claiming strategy you choose is your best option.
Understanding the financial aspects of divorce | Truist
Investing & Retirement Understanding the financial aspects of divorce
Nobody wants to plan to fail, but the fact remains that marriages sometimes end. Failing to adequately plan for the possibility can have a devastating financial impact.
Nobody wants to plan to fail, but the fact remains that marriages sometimes end. Failing to adequately plan for the possibility can have a devastating financial impact.
Deferred Compensation: The Pros and Cons
Investing & Retirement Deferred Compensation
The Pros and Cons
For many highly compensated executives, nonqualified deferred compensation (NQDC) plans will serve as a major source of retirement income. Here’s a look at the pros and cons of plan participation.
{3}
Purple PaperSM
The Impact of Purpose
Find inspiration from Truist thought leaders to spark innovation and chart a stronger course.
Podcast
I've been meaning to do that
Join Truist Wealth’s Co-Chief Investment Officer, Oscarlyn Elder, to learn how purpose can impact your portfolio.
Podcast
I’ve Been Meaning To Do That: From Purpose To Action
Join Truist Wealth’s Co-Chief Investment Officer, Oscarlyn Elder, to learn how purpose can impact your portfolio.
Get the guidance you need to strategize
Our insights
From in-depth market commentary to trends impacting the broader economy, our advisors deliver insights that will help you understand where markets are today and where they may be headed tomorrow.
Wealth perspectives
Go beyond the numbers with our latest thought leadership on a variety of topics, including retirement and investing, and perspectives that show how purpose—your purpose—is at the heart of all we do.
Work with us
You bring your unique purpose and goals. We bring strategies and solutions. Together, we’ll ignite your potential. Connect with an advisor today to learn how we can support every phase of your financial future.
Stay informed and get connected
Looking for fresh thinking and new opportunities? We’ve got you covered.
Find an advisor
Work with a true advisor who sees your vision and has the resources to help you achieve it. We’re ready to focus on your investing and retirement goals—wherever you are in your journey.
