Find an advisor for your wealth planning.

Customized lending

Whether your interests lie in aircraft, watercraft, or fine art, our custom lending services offer personalized assistance to help you reach your goals.

Find an advisor

Meet your financial goals with customized lending

If you’re interested in purchasing your own watercraft, aircraft, or collection of fine art, we can help you realize your vision while maintaining your overall financial strategy.

Benefits

  • Get customized transaction advice in partnership with your Truist Wealth team.
  • Leverage the value of your fixed assets.
  • Tailor your loan structure to fit your financial profile.
  • Minimize disruptions to your investment portfolio and goals.

Factors to consider

  • Current value of your collateral
  • How you plan to use the loan proceeds
  • Available liquidity and income to make required interest and principal payments
  • Tax and estate planning

Specialized loans for high-value assets

Aircraft lending

Owning an aircraft lets you control your in-flight environment, save time, and travel to remote destinations.

Loans

Purchases of new and used planes, refinancing, and favorable loan-to-value
Rates

Fixed and floating options

Fine art lending

Unlock the monetary value of your collection—while keeping it in your possession—with an art lending solution from Truist. Use the proceeds to expand your collection, make other investments, or for general liquidity purposes.

Tax considerations

Mitigate potential negative tax consequences from liquidating artwork.
Unlocked capital

Leverage the monetary value of a recently inherited fine art collection.

Marine/Yacht lending

One of the most satisfying accomplishments of many Truist Wealth clients is the ability to acquire watercraft they and their families can enjoy. We’re happy to offer competitive rates, flexible terms, and a simple process to help you purchase the perfect vessel.

Competitive rates

Floating or fixed rate available
New or used

Finance new and used vessels, or refinance your vessel for better terms or a better rate.

What sets us apart?

We keep your best interests in mind by starting with understanding your specific lending needs. Then we structure a financing solution to fit those needs.

Whether you’re a new or existing client—with personal or business underwriting needs—you can rely on more than 40 years of financing experience for a customized lending solution.

Customized lending FAQs

Component ID : "faq-1289561333"
Model : "faq"
Position : "left"

If you’d like to explore our customized lending options, the first step is to contact your Truist advisor. They’ll guide you through the application process, providing details on the information needed for your personal financial statements and collateral. Your advisor and lending specialist will keep you updated on any inspections or additional documentation required.

Yes. We finance yachts with foreign registries, and the borrower can be domiciled in a foreign country.

No. Pieces of art can stay at your residence or be held at a museum.

Typically we can provide up to 85% loan-to-value. The final amount of financing offered is based on a variety of factors relating to the aircraft itself as well as your personal financial profile.

Component ID : "accordionGridLayout-1194370725"
Model : "disclaimer"
Position : "left"

Disclosures

Truist Bank, Member FDIC. © 2025 Truist Financial Corporation. Truist, the Truist logo and Truist Purple are service marks of Truist Financial Corporation.

Equal Housing Lender

Investment and Insurance Products:

  • Are Not FDIC or any other Government Agency Insured
  • Are Not Bank Guaranteed
  • May Lose Value

TRUIST is a service mark of Truist Financial Corporation (Truist) and its affiliates.

Services provided by Truist Financial Corporation (Truist) affiliates: Banking products and services, including loans and deposit accounts, provided by Truist Bank, Member FDIC. Trust and investment management services provided by Truist Bank. Securities, brokerage accounts and /or annuities offered by Truist Investment Services, Inc., an SEC registered broker-dealer, and member FINRA and SIPC, and a licensed insurance agency. Investment advisory services offered by Truist Advisory Services, Inc. and GFO Advisory Services, LLC, SEC registered investment advisers. Some insurance products offered by Truist Investment Services, Inc. Other insurance products offered by McGriff Insurance Services, LLC (McGriff), Kensington Vanguard National Land Services, LLC (Kensington Vanguard) and Crump Life Insurance Services, LLC (Crump). Truist Life Insurance Services (TLIS) is a division of Crump, Arkansas License #100103477. Variable insurance material is for broker-dealer or registered representative use only. Variable products distributed by P.J. Robb Variable (PJRV), LLC, Arkansas License #100110185. Member FINRA.

McGriff, Kensington Vanguard, Crump, TLIS, and PJRV are not affiliated with Truist Financial Corporation or any of its subsidiaries.

Truist Securities is a trademark of Truist Financial Corporation. Truist Securities is a trade name for the corporate and investment banking services of Truist and its subsidiaries. All rights reserved. Securities and strategic advisory services are provided by Truist Securities, Inc., member FINRA and SIPC. Lending, financial risk management, and treasury management and payment services are offered by Truist Bank.

Mortgage products and services are offered through Truist Bank. All Truist mortgage professionals are registered on the Nationwide Mortgage Licensing System & Registry (NMLS), which promotes uniformity and transparency throughout the residential real estate industry. Search the NMLS Registry.

Comments regarding tax implications are informational only. Truist and its representatives do not provide tax or legal advice. You should consult your individual tax or legal professional before taking any action that may have tax or legal consequences.

"Truist Advisors" may be officers and/or associated persons of the following affiliates of Truist, Truist Investment Services, Inc., and/or Truist Advisory Services, Inc. Truist Wealth, International Wealth, Center for Family Legacy, Business Owner Specialty Group, Sports and Entertainment Group, and Legal and Medical Specialty Groups are trade names used by Truist Bank, Truist Investment Services, Inc., and Truist Advisory Services, Inc.

Applications, agreements, disclosures, and other servicing communications provided by Truist Bank and its subsidiary businesses will be provided in English. As a result, it will be necessary for customers to speak, read and understand English or to have an appropriate translator assisting them. Truist offers the following resources for consumers that have Limited English Proficiency:

  • Multilingual teammates available at our Multicultural Banking Centers
  • Materials for some products and services are available in Spanish, Korean, Vietnamese, Mandarin, and other languages spoken in the communities we serve.
  • Phone assistance in Spanish at 844-4TRUIST (844-487-8478), option 9. For assistance in other languages please speak to a representative directly.

New York City residents:

Translation or other language access services may be available. When calling our office regarding collection activity, if you speak a language other than English and need verbal translation services, be sure to inform the representative. A description and translation of commonly-used debt collection terms is available in multiple languages at http://www.nyc.gov/dca.

  • Limited English Proficiency Support
  • New York City residents

Borrowers with Limited English Proficiency (LEP) needing information can use the following resources:

Site footer

Footer Navigation

Banking products
About Truist
Resources
Support

© 2025, Truist. All Rights Reserved.