Why should my business use online and mobile banking?

Start your business

Monitor your cash flow. Pay bills. Make transfers. Send and receive money with Zelle®. Take care of everything—wherever life takes you.

Want an easy way to keep an eye on your cash? Online and mobile banking is a simple way to see your account information, deposit checks, make payments, and transfer funds.

You can access your account any time from almost anywhere—which saves time and effort. And with the ease of seeing everything in one place, you can make informed business decisions. Businesses that don’t use online banking spend time going to the bank to deposit checks, calling vendors to pay bills, and tracking expenses manually. Put the time you save on traditional banking activities toward your business, and you’ll set the foundation for growth and success.

How can online and mobile banking help my business? Explore the benefits.

See all your accounts from anywhere.

Get up-to-the-minute balance and transaction information so that you always know where your cash is going.

Pay and collect electronically.

Get funds into your account faster by making mobile deposits or receiving funds through Zelle®. And making payments electronically can save you time and help you take advantage of early pay discounts.

Make real-time transfers.

Take more control over your money with instant transfers between linked bank accounts. Online and mobile banking allow you to move money where it’s needed—no matter where you are.

Use alerts to stay informed.

You can set up customized banking alerts so that you always know what’s happening. Whether based on balance triggers, types of activity, large transactions, or account access security events, alerts let you know when you might need to check in—so you can stay focused on your business.

How can we help?

One of our top priorities is making your business’s operations smoother and transactions more efficient. Choose the Truist business checking account that fits your business best—so you can manage your finances securely and conveniently.

With Truist online banking, you can seamlessly take care of your business's banking needs.

  • Easily see all your accounts—including balances, payments, and deposits.
  • Stay informed about your balances, transaction activity, and changes to your accounts with alerts.
  • Quickly and easily pay bills with online bill pay.
  • Use our mobile app to take care of business wherever life takes you.

This article is for informational purposes only. This content does not constitute business, legal, tax, accounting, financial, or investment advice. You’re encouraged to consult with competent legal, tax, accounting, financial, or investment professionals based on your specific credit needs and circumstances. We don’t make any warranties as to accuracy or completeness of this information. We don’t endorse any third-party companies, products, or services, if any, described herein. And we take no liability for your use of this information.

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    Francis J. Greene and Christian Hopp, Research: Writing a Business Plan Makes Your Startup More Likely to Succeed, Harvard Business Review, July 14, 2017.

    For your protection, Zelle® should only be used to send money to friends, family, other people or businesses you trust. Neither Truist nor Zelle® offers a protection program for payments that you authorize in Zelle®. Enrollment with Zelle® through Truist online or mobile banking is required. U.S. checking or savings account required to use Zelle®. Transactions between enrolled users typically occur in minutes. To send or receive money with a small business, both parties must be enrolled with Zelle® directly through their financial institution’s online or mobile banking experience. There is no fee to send money with Zelle® through your enrolled Truist business bank account. However, Zelle® payments to your business account will be charged a 1.0% fee (maximum fee of $15 per transaction). See Truist's Business Deposit Accounts Fee Schedule for additional information. Your mobile carrier’s message and data rates may apply.

    Zelle® and the Zelle® related marks are wholly owned by Early Warning Services, LLC and are used herein under license.

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    Truist Bank, Member FDIC. © 2024 Truist Financial Corporation. Truist, the Truist logo and Truist Purple are service marks of Truist Financial Corporation.

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    Applications, agreements, disclosures, and other servicing communications provided by Truist Bank and its subsidiary businesses will be provided in English. As a result, it will be necessary for customers to speak, read and understand English or to have an appropriate translator assisting them. Truist offers the following resources for consumers that have Limited English Proficiency:

    • Multilingual teammates available at our Multicultural Banking Centers
    • Materials for some products and services are available in Spanish, Korean, Vietnamese, Mandarin, and other languages spoken in the communities we serve.
    • Phone assistance in Spanish at 844-4TRUIST (844-487-8478), option 9. For assistance in other languages please speak to a representative directly.

    New York City residents:

    Translation or other language access services may be available. When calling our office regarding collection activity, if you speak a language other than English and need verbal translation services, be sure to inform the representative. A description and translation of commonly-used debt collection terms is available in multiple languages at http://www.nyc.gov/dca.

    • Limited English Proficiency Support
    • New York City residents

    Borrowers with Limited English Proficiency (LEP) needing information can use the following resources:

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