How to get started:

Open a new Simple Business Checking or Dynamic Business Checking account.

Must be a new business checking client. Use promo code SB25Q2CHECKING online, by phone, or in a branch between April 1, 2025, and September 30, 2025.

Make qualifying deposits* of $2,000 or more.Disclosure 1

Just complete this step within 30 days of opening your account.

Earn $400.Disclosure 1

Your reward will be deposited to your new business checking account within 4 weeks after the qualification requirements have been met and verified.

Compare Small Business checking accounts 

Whether you’re just getting started or focused on growth, we have your perfect fit.

Truist Simple Business Checking

Straightforward—with no monthly maintenance fee. Perfect if you’re just starting out.

Benefits

  • 50 total combined transactions a month at no chargeDisclosure 2
  • No charge for the first $2,000 in cash deposits per month; $0.0031 fee (per dollar) for $2,001+
  • $0 monthly maintenance fee
  • Truist business debit card with option to personalize for you and your employees
Truist Dynamic Business Checking

Fuel the pace of your small business. With more perks as your balances grow—and a true, local partnership.

Benefits

     

     

  • 500 total combined transactions per month at no chargeDisclosure 3
  • No charge for the first $25,000 in cash deposits per month; $0.0031 fee (per dollar) for $25,001+
  • $20 monthly maintenance fee (waived with $5,000 average relationship ledger balance)Disclosure 4
  • Truist business debit card for you and your employees, or earn miles with the Delta SkyMiles® Business Debit Card
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Frequently asked questions

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Generally, you’ll need to provide information about yourself, your business, and any related documentation. This includes:

  • Business information, including tax ID and NAICS information
  • Estimated annual revenue
  • State and date established
  • Personal and contact information, including your Social Security Number
  • 2 years of address history
  • Employment and income information

See this checklist for other forms of information that may be needed.

You can apply for a Truist Simple Business Checking or Dynamic Business Checking account online, by phone, or in a Truist branch using the promo code above.

The North American Industry Classification System (NAICS) is the standard used by Federal statistical agencies in classifying business establishments for the purpose of collecting, analyzing, and publishing statistical data related to the U.S. business economy. This code is determined by the industry type of your business. You’ll need this code to apply, but you can search for it by entering your industry description while you’re applying. 

If you plan to designate additional parties as beneficial owner, authorized signer or controlling party, you’ll need to add those persons to your application.

Ready to earn $400?Disclosure 1

Open your Truist Simple Business Checking or Truist Dynamic Business Checking account between April 1, 2025 and September 30, 2025 and make at least $2,000 in qualifying deposits.* Must be a new Truist business checking client.

For questions or help opening your account, call our Small Business Direct line at 833-866-5129.