Fuel the pace of your small business. With more perks as your balances grow—and a true, local partnership.
Benefits
500 total combined transactions per month at no chargeDisclosure 3
No charge for the first $25,000 in cash deposits per month; $0.0031 fee (per dollar) for $25,001+
$20 monthly maintenance fee (waived with $5,000 average relationship ledger balance)Disclosure 4
Truist business debit card for you and your employees, or earn miles with the Delta SkyMiles® Business Debit Card
Frequently asked questions
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Generally, you’ll need to provide information about yourself, your business, and any related documentation. This includes:
Business information, including tax ID and NAICS information
Estimated annual revenue
State and date established
Personal and contact information, including your Social Security Number
2 years of address history
Employment and income information
See this checklist for other forms of information that may be needed.
You can apply for a Truist Simple Business Checking or Dynamic Business Checking account online, by phone, or in a Truist branch using the promo code above.
The North American Industry Classification System (NAICS) is the standard used by Federal statistical agencies in classifying business establishments for the purpose of collecting, analyzing, and publishing statistical data related to the U.S. business economy. This code is determined by the industry type of your business. You’ll need this code to apply, but you can search for it by entering your industry description while you’re applying.
If you plan to designate additional parties as beneficial owner, authorized signer or controlling party, you’ll need to add those persons to your application.
Open your Truist Simple Business Checking or Truist Dynamic Business Checking account between April 1, 2025 and September 30, 2025 and make at least $2,000 in qualifying deposits.* Must be a new Truist business checking client.
For questions or help opening your account, call our Small Business Direct line at 833-866-5129.