Truist Dynamic Business Checking
(Visual Description: Truist title and logo appear in the center of the page.)
Welcome to Truist Dynamic Business Checking.
An account with unique benefits and rewards that grow with your business with up to 500 monthly transactions.
(Visual Description: No fee transactions: No charge for the first 500 total combined transactions per monthly statement cycle. Transactions include deposits and deposited items, checks, ATM transactions, point-of-sale purchases, and ACH debits. Wire transfer services and commercial and treasury management services may also be included. There are fees for exceeding stated limits. See Truist Business Deposit, Account Fee Schedule - https://www.truist.com/content/dom/truist- bank/us/en/documents/rates-fees/small-business/business-deposit-accounts-fee- schedule.pdf for additional details.)
Up to $25,000 monthly cash processing at no charge.
(Visual Description: Cash-Processing Allowance: No charge for the first $25,000 of cash deposits per monthly statement cycle. There are fees for exceeding stated cash-processing limits. See Truist’s Business Deposit Account Fee Schedule https://www truist.com/content/dom/truist-bank/us/en/documents/rates-fees/small-business/business- deposit-accounts-fee-schedule.pdf for additional details.)
No monthly maintenance fee when you maintain an average combined balance of $5,000 or more.
(Visual Description: Monthly Maintenance Fee: The $20 monthly maintenance fee is waived with $5,000 average combined balance, over three months, in a Truist Small Business Checking, Savings, Money Market account or CD.)
Between your business checking savings, money market and or CD accounts, plus a range of account features.
(Visual Description: 4 free incoming domestic wires per month. Fraud Inspector at no charge. 50 dollars off your first check order.)
And that's just the start.
Qualify for the additional benefits of Truist One level Premier when you link your personal Truist One account and your dynamic business checking account.
We're celebrating each of your milestones with different levels of rewards.
(Visual Description: Core Rewards: Up to $25K in combined deposits.
10% Business credit card rewards loyalty bonus
$120 Delta SkyMiles (Registered Trademark) Business Debit Card Annual fee)
Enjoy benefits that scale with your combined deposits across accounts.
(Visual Description: Plus Rewards: If your business has $25-50K in combined deposits
25% Business credit card rewards loyalty bonus.
$5 Merchant services discount credit.
.25% Business lending rate discount.
$5 Discount off the standard $55 Online Payroll monthly maintenance fee.
2 Fees waived on non- Truist domestic ATM’s.
$90 Delta SkyMiles (Registered Trademark) Business Debit Card annual fee.)
Like Truist business credit card loyalty bonuses, merchant services, discount credits, lending rate discount and online payroll discount.
(Visual Description: Preferred Rewards. If your business has $50K plus in combined deposits.
50% Business credit card rewards loyalty bonus
$10 Merchant services discount credit
0.50% Business lending rate discount
$10 Discount off the standard
$55 Online Payroll monthly maintenance fee.
unlimited Fees waived on non-Truist domestic ATMs
$60 Delta SkyMiles (Registered Trademark) Business Debit Card annual fee.)
You'll even be eligible for interest rate discounts on small business loans and lines of credit and bigger discounts on tools you need.
With a few easy steps, you can add tools to help you look after your finances and build for the future.
Enroll in Truist online banking and download the Truist mobile banking app to start managing your money virtually anytime from pretty much anywhere.
You can link other Truist accounts, make deposits, send payments and view your current tier reward level.
(Visual Description: Truist business debit cards are displayed.)
Add debit cards for you and your authorized users and personalize them with your company logo.
(Visual Description: Truist business debit cards with custom logos are displayed.)
Or get the Delta SkyMiles business debit card to earn miles when you spend.
(Visual Description: Truist Delta SkyMiles Business Debit card is displayed.)
Start enjoying all these benefits by funding your account today.
(Visual Description: $100 minimum to open)
You're committed to your business, and we are committed to supporting you every step of the journey. With expertise, advice, solutions, and perks to match.
That's a partnership you can depend on.
(Visual Description: Truist title and logo appear in the center of the page.)
Disclosure:
A loan applicant may be eligible for an interest rate discount of 0.25% to 0.50% on Small Business Lending loans and lines of credit. The interest rate discount is based on the Dynamic Business Checking - Deposit Balance Tier Benefits in effect on the loan application date.
Small Business loan applicants and co-applicants are not allowed to combine interest rate discounts. One Dynamic Business Checking interest rate discount is permitted per loan. The interest rate discount shall be applied to the interest rate disclosed to loan applicant at the time of loan approval. The interest rate discount is nontransferable and is only available for loans and lines of credit originating through Retail & Small Business Banking, branch, phone, and online bank channels. Small Business Lending interest rate discounts are not available to business cards, commercial or corporate loans. Any additional promotional offers and terms will be disclosed to the loan applicant at the time of such offering.
Rewards and Loyalty Bonuses: Balance for Dynamic Business Checking rewards is calculated as the highest three-month average balance in combined Truist Business Checking, Savings, Money Market accounts and CDs. Truist business credit card clients can earn elevated rewards in the form of either a Loyalty Cash Bonus or Loyalty Travel Bonus based on their credit card product type, the method by which they redeem, and their deposit relationship(s) at Truist (including Dynamic Business checking account holders). More information on this rewards bonus option can be found within the Rewards Program Terms and Conditions applicable to the client's respective credit card; restrictions apply. Truist Business credit cards are subject to credit approval.
The Delta SkyMiles® Business Debit Card initial annual fee will be based on the sum of the highest monthly average balance of your combined Truist business deposit balances on that date. Thereafter, we will use the highest average monthly balance of the three most previous months to determine your annual fee.
Annual fee tiers are defined as follows: a) the highest three- month average balance of less than $25,000 is charged an annual fee of $120; b) the highest three-month average balance of $25,000 and less than $50,000 is charged an annual fee of $90; and c) the highest three-month average balance of $50,000 or more is charged an annual fee of $60. The annual fee will be calculated at the end of the month prior to the annual fee being charged. See full Delta SkyMiles Debit Card Terms and Conditions - https:/www.truist.com/content/dam/truist-bank/us/en/documents/terms-conditions/personal/truist-delta-sky-miles-tc.pdf for complete program details.
Merchant Services subject to business type and credit approval.
Truist Bank, Member FDIC and Equal Housing Lender. Copyright 2023 Truist Financial Corporation.
Truist, the Truist logo and Truist Purple are service marks of Truist Financial Corporation.
