Compare Truist Visa® credit cards

Enjoy Cash credit card

Cash rewards

Earn unlimited rewards. You choose how. Earn 3% cash back on gas and EV charging and 2% on utilities and groceries (with a combined $1,000 monthly spend cap)—and 1% on all other eligible purchases.Disclosure 2 Or choose to earn 1.5% on all eligible purchases.Disclosure 3

No

annual feeDisclosure 1

Loyalty Cash Bonus

when cash back is redeemed into a Truist deposit accountDisclosure 2, Disclosure 3

0% intro APR

for 12 months on purchasesDisclosure 1

19.99% - 28.99% variable APR 
on purchases after intro rate expiresDisclosure 1

Heads up! You choose the rewards type when you apply, you just can’t change it later.

Enjoy Travel credit card

Travel rewards

Your next destination gets even closer. Earn 2x miles per $1 spent on airfare, car rentals, and hotels. Earn 1x miles per $1 spent on all other eligible purchases.Disclosure 5 Plus, receive a statement credit of $85 for TSA PreCheck® or Global Entry® fee every four years—and a Loyalty Travel Bonus based on your Truist deposit relationship when you redeem your miles for travel.Disclosure 5

No

annual feeDisclosure 4

20,000 bonus miles

after you spend $1,500 within 90 days of account opening

19.99% - 28.99%

variable APR on purchases and balance transfersDisclosure 4

Future credit card

Our lowest rate

Consolidate debt. Save on interest. The Truist Future card gives you ways to save money with our lowest rate and no annual fee.Disclosure 6

No

annual fee6

0% intro APR

for 15 months on purchasesDisclosure 6

0% intro APR for 15 months on balance transfers in the first 90 days from account openingDisclosure 6

17.99% - 26.99%

Variable APR after the introductory rate expiresDisclosure 6

 

A 3% fee ($10 minimum) applies to each balance transferDisclosure 6

Enjoy Beyond credit card

Premium rewards

Level up to that VIP feeling. Earn 3x points per $1 spent on airfare, hotels, and car rentals, 2x points per $1 spent on dining, 1x points per $1 spent on all other eligible purchases.Disclosure 8 Plus, you’ll be awarded an annual travel experience statement credit up to $100 for ground transport and streaming services, and a statement credit of up to $120 for TSA PreCheck® or Global Entry® fee every four years.Disclosure 8

$95

annual feeDisclosure 7

30,000 bonus points

after you spend $1,500 within 90 days of account opening

19.99% - 28.99%

variable APR
on purchases and balance transfersDisclosure 7

Enjoy Cash Secured credit card

Practice good credit habits

Good financial habits help build a brighter future. Plus, earn up to 3% cash back on gas and EV charging and 2% on utilities and groceries (with a combined $1,000 monthly spend cap)—and 1% on all other eligible purchases.Disclosure 10

No

annual feeDisclosure 9

3 major credit bureaus

will receive monthly payment history reports

27.99%

variable APR
on purchases and balance transfersDisclosure 9

$400 minimum refundable starting deposit in a Truist Secured Card Savings Account required