Minimum Opening Deposit |
$25 |
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Monthly Maintenance Fee |
$5 |
How to Avoid the Monthly Maintenance Fee (MMF) |
The Monthly Maintenance Fee can be waived for the Truist Confidence account for each statement cycle by:
See the Personal Deposit Accounts Fee Schedule for further details. |
Monthly Paper Statement Fee |
No charge for Paper Statement or Paperless Online StatementDisclosure 3 |
Pays Interest |
Truist Confidence Account is a non-interest bearing account |
Account Statement |
Statements are provided monthly and may be combined with other deposit accounts. |
Overdraft Related Fees |
Truist does not charge OverdraftDisclosure 4 related fees on this product. |
$100 Negative Balance Buffer |
$100 Negative Balance Buffer does not apply for Truist Confidence Account. |
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Charged-Off Account fee |
This fee does not apply to the Truist Confidence Account |
Overdraft Protection |
Can only receive Overdraft Protection from a Truist Confidence Savings Account.
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ATM Fees |
No fee for transactionsDisclosure 5 at Truist ATMs.
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Stop Payment Fee |
$35 each. |
Returned Deposited Item/Cashed Item Fee |
No Charge |
Level Benefits do not apply to the Truist Confidence Account. |
Funds Availability (Standard and Immediate) |
Standard availability is generally available the next business day after the deposit is received
Immediate availability, if offered, will be presented per deposited item
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Posting Order |
Truist will post items to your account based on your available balance. The available balance can be impacted by pending transactions. Examples of common pending transactions can be found in the Bank Services Agreement.
Disclosures, including: |